Privacy Rights

Do Not Sell or Share My Personal Information

YourCreditPal (operated by ENSTEAD Company Limited) provides users with options to request limitations on certain information-sharing practices in accordance with applicable privacy laws.

Your Privacy Choices Matter

Depending on your location and applicable laws, you may have the right to request limitations regarding how certain personal information is shared with third parties.

1. Overview

YourCreditPal may share certain information with lending partners, marketing service providers, and other service providers in order to support platform functionality and loan matching services. We do not sell your information to independent marketing companies or data brokers.

Depending on applicable laws, users may request limitations regarding specific categories of information sharing.

2. Your Privacy Rights

Certain state privacy laws may provide users with rights related to:

  • access to personal information
  • deletion requests
  • correction requests
  • opting out of certain information-sharing practices
  • limiting targeted advertising activities

Rights may vary depending on state regulations and eligibility requirements.

3. Information Sharing Practices

Information submitted through YourCreditPal may be shared with:

  • lending partners
  • financial service providers
  • marketing service providers
  • verification providers
  • operational vendors

Information sharing supports:

  • lender matching
  • fraud prevention
  • communication delivery
  • platform optimization

These parties act as lending partners or as service providers on our behalf. We do not sell your personal information to independent marketing companies or data brokers. Additional information is available in our Privacy Policy.

4. Submitting an Opt-Out Request

Users may request limitations regarding certain information-sharing activities by submitting a privacy request through the form below or by contacting support directly.

Requests may require identity verification before completion. YourCreditPal may contact you regarding your request if additional information is needed.

Submit a Privacy Request via Google Form: Opt-Out Form Link

5. Verification Requirements

To protect user information, YourCreditPal may require verification before fulfilling privacy-related requests.

Verification may include confirming:

  • name
  • email address
  • phone number
  • prior application information

Incomplete or unverifiable requests may not be processed.

6. Authorized Agents

In certain situations, users may authorize another individual or representative to submit requests on their behalf where permitted by law.

Additional verification documentation may be required.

7. Marketing Communication Preferences

Users may also manage promotional communications by:

  • clicking unsubscribe links
  • replying STOP to SMS messages
  • contacting support directly

Operational communications related to applications or lender activity may still be required.

8. Processing Requests

YourCreditPal works to process verified privacy requests within applicable legal timeframes.

Response timelines may vary depending on:

  • request complexity
  • identity verification
  • applicable legal requirements

Committed to Privacy Transparency

YourCreditPal works to support responsible privacy practices and user data control in accordance with applicable regulations.